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About WebMoney

About WebMoney


Webmoney is a fast and secure online payment system for online businesses that enables financial transactions in the shortest possible time without the need for a bank account or credit card. These transactions are highly secure, irreversible, and undetectable. The most important feature of this electronic money system is its high security. When using the classic version that is installed on Windows, a specific key-file is provided after opening the web account, which enables access to the account. The user can also restrict access to one or more IPs in his account settings to prevent others from logging into his account. To use Webmoney, the user must first create an account through webmoney’s website or Software. Each webmoney account is assigned to a Webmoney ID (WMID). Each user receives an electronic certificate in the web-based e-money system and based on the information entered at the time of account opening, users are provided with a variety of e-certificates. If the user does not enter personal details, the certificate will be Alias, and if he does enter his information in profile, the certificate will be Formal. When opening an account, users can enter their profile and receive a formal certificate.

Types of Webmoney wallet


Each Webmoney account has 13 different wallets. Each of these wallets represents a single currency. for example



Z-purse — an equivalent to US dollars


E-purse — an equivalent to Euro


R-purse — an equivalent to Russian Ruble

Types of Webmoney and their usage


Keeper Standard (Mini)

Registration and transfers are available at https://mini.wmtransfer.com/ and you can use it right after signing up. It is compatible with all browsers, even mobile. Keeper Standard access is provided with a login and password.

Keeper WinPro (Classic)

It is a software designed to manage the wallet and work with Webmoney system. While newcomers prefer the Keeper Standard, more experienced users choose classic Webmoney system. Classic Webmoney can be installed on various operating systems and you will be given a personal key or KWM to store it for increased security.

Keeper WebPro (Light)

It is a wallet on Webmoney system with many functions. There are 3 options to access Webmoney Light: 1- You have to get a Personal passport in Webmoney. 2- Activating E-NUM service. 3- Using username and password.

Keeper Mobile

It is a simple application to manage Webmoney wallets. Mobile device versions available for Android, iOS, Windows Phone and Blackberry. It can also be used with Keeper WinPro or Keeper WebPro.

Keeper for social networks

For social networks include Facebook, Vkontakte and Odnoklassniki apps. Installing WebMoney Keeper will appear on the "Apps" page on the social networking page, the history of previous operations will match the records in the commercial network with the new version.

Difference between Wallet and WMID


WMID: It is your username for logging into your site or software. WM? : It is your Purse Number or your account number in Webmoney, for example if you are dealing with US dollars you should use Z or WMZ wallet.



Shop online from popular sites like Aliexpress & Tinydeal and ...
Pay to hosting companies
domain and freelancer’s sites
Shop from tourism and travel sites
purchase airline tickets from them
Charging stock market accounts and more and …

Types of passports


Passport on Webmoney is a digital license and identification document that includes user identification information. In Webmoney, every user has a passport based on the information provided, which is the method of verifying information by Webmoney system. There are several types of web passports to be issued by Webmoney :

Alias Passport

When you open a WebMoney account, this passport will be issued automatically and free of charge to those who first receive (WMID). This status indicates that the user-provided information is not endorsed by WebMoney but is editable in the individual's account.

Formal Passport

After opening an account and registering your personal information on the Webmoney website, Formal passport is issued to the user for free. At this stage, the user has been partially identified but is not yet recognized as a user. In this type of passport information can be edited and changed.

Initial Passport

The first high security passport and if you have Formal passport, it can be issued by an official Webmoney agent by checking the user's personal information and identity documents. This passport is not free.

Personal Passport

This passport is the same as the Initial Passport with more features like getting a loan and is the main passport in the Webmoney system for users and is issued to formal passport holders. The official Webmoney agent can issue Personal Passport by checking the user's personal information and identity documents. Notice: Passport Personnel costs too much and is used by those who have many transactions on Webmoney.

Merchant Passport

This passport is for Webmoney agents and large companies. Merchant Passport has high security and validity. The holder of this passport is able to issue Initial Passport if it is represented and approved by Webmoney company as well as other Webmoney passports.

Webmoney fees


Remittances are carried out on Webmoney system at a cost of 0.8%. The cost is borne by the sender. For example, if the sender wants to send 5 Webmoney dollar to the recipient account, Webmoney system considers $8 as a fee, therefore, the sender must have about $1008 available in his webmoney wallet so that the recipient can receive a full $1,000. Of course, the minimum fee for different transactions is 1.5% of the same type of wallet, also, different maximum fees are also set for different wallets, for example $50 for a wmz wallet.

How to buy or sell Webmoney at Topchange

  1. Sign up in TC site one time only
  2. Verify your account one time only
  3. Add your Webmoney account information in “My account” from your TC dashboard (Choose “My account” from your dashboard, then go to “Service account” and click on “New Account”.)

How to buy

To purchase Webmoney after logging into your account and submitting a “Buy” request as the chart above, select Webmoney from the list in the “Get Service” section of your request. Choose your own Webmoney account in “Saved Service Account”, then enter your preferred amount and send the request so that the TC experts will check and process your request immediately.

How to sell

To sell Webmoney After logging in to your TC account and submitting your “Sell” request as the chart above, send your request form so that experts can process your request as soon as possible.
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