P2P Market

Where Every Trade is a Gain: Buy or Sell

Earn with P2P Today P2P Tutorial Video

What is <span class="english-text">P2P</span>?

What is P2P?

In P2P (peer-to-peer) trading, users exchange their digital or fiat currencies directly with each other, without the need for intermediaries.
In the P2P method, buyers and sellers set their own transaction terms, allowing for personalized and flexible exchanges
The main advantage of P2P is the elimination of intermediaries like exchanges and reducing costs.

Why Opt for P2P?

P2P vs. Exchanges

Swift Trading Solutions
Spread-Based Earnings
Trade anytime
Enjoy Fee-Free Transactions
Save More on Your Trades.

P2P

Exchange

Buy, sell, profit

Start now

3 Simple Steps

Sell

Buy

Post a sales ad in the P2P market

Get notified of buyer interest

Verify payment receipt

Profit through P2P trading

Tutorial Video

Join the hunt for prizes

Compete for top rewards

Grand prize for the top hunter. $500

Total prize pool for top hunters $300

Equip yourself for the contest

Discover the benefits of TC PAY P2P

A decade of trusted service

Proven track record in finance

Round the clock support

Specialized support

700,000 community of users

Engage with our active community

P2P experience from the traders' perspective

I had a positive experience using P2P. The competitive rates are a significant advantage for me, especially as I use them for broker charging.
TopChange has effectively resolved my currency issues.

Fahimeh FakhriTrader

Rating 5.0

In my opinion, the main advantage of using TopChange is the elimination of intermediaries, which allows you to receive your desired currency without fees and at a lower cost.

Zohreh KazemiTrader

Rating 5.0

I've been a member of TopChange for three years, and I've been impressed with its excellent speed in currency transfers. The new P2P service is a great innovation that has further enhanced the speed of services. I highly recommend it.

Reza MoazeniTrader

Rating 5.0

I had a positive experience using P2P. The competitive rates are a significant advantage for me, especially as I use them for broker charging.
TopChange has effectively resolved my currency issues.

Fahimeh FakhriTrader

Rating 5.0

In my opinion, the main advantage of using TopChange is the elimination of intermediaries, which allows you to receive your desired currency without fees and at a lower cost.

Zohreh KazemiTrader

Rating 5.0

Reza MoazeniTrader

Rating 5.0

Hands-On Guides for Step-by-Step P2P Training

Using P2P is simple

What is P2P?

Peer-to-peer system

Buying currency in <span class="english-text">P2P</span>

Buying currency in P2P

How to buy on TopChange

How to buy P2P on TopChange

Selling currency in <span class="english-text">P2P</span>

Selling currency in P2P

How to sell on TopChange

How to sell P2P on TopChange

Earning from <span class="english-text">P2P</span>

Earning from P2P

Unlocking Income Streams

A secure, fast and easy platform

No more hassle with bank transfers.

High currency costs and fees won't hinder your transactions anymore

Enjoy better rates and the lowest fees , and start a new earning journey.

Frequently asked questions by users

If we transfer the amount card-to-card and the seller fails to deposit, does TopChange guarantee the return of the buyer's funds, or do they disclaim responsibility?

Although TopChange does not act as an intermediary in transactions, it holds an amount equal to one percent of the ad as a deposit. For this deposit to be released to the seller, the transaction must be completed. If the seller fails to release your currency, TopChange will contact them to ensure the release of the buyer's currency assets. Remember, due to the purchase and receipt registration, this asset remains locked in the seller's account and can only be released, not transferred or withdrawn.

Are points awarded for P2P buying and selling, similar to other transactions in the account?

Earning points on TopChange applies to services with fees. Since P2P transactions currently have no fees, no points are awarded for as long as a fee waiver promotion is running.

What is the maximum time allowed for the transfer process from the seller's side? If several hours pass after payment and the seller hasn't completed the transfer, what steps should be taken?

Once the payment steps are completed and the buyer registers the receipt, the seller has one hour to release the currency. If you encounter any issues during the transaction, promptly contact support for assistance. Support can contact the seller to request the release.

What supervisory role does TopChange play in this process?

TopChange permits only users with verified identities and confirmed bank accounts to use P2P. After the payment steps are completed and the buyer registers the receipt, the seller has one hour to release the currency. If any issues arise during the transaction, promptly inform the support team to take necessary actions, such as contacting the seller to request the release.

How can a seller sell at a higher price while a buyer simultaneously purchases at a lower price?

As you know, there's a difference between the selling and buying rates of currency. The selling rate is always lower than the buying rate at an exchange. If a seller sets their rate higher than the selling price on TopChange but lower than the buying price, the buyer can purchase the currency at a lower price than the exchange, while the seller sells it at a higher price than the exchange.